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Bond Yields Push 30-Year Mortgage Rates to Highest Level in Eight Months

Bond Yields Push 30-Year Mortgage Rates to Highest Level in Eight MonthsMcLean, VA – Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 5.21 percent with an average 0.6 point for the week ending April 8, 2010, up from last week when it averaged 5.08 percent.  Last year at this time, the 30-year FRM averaged 4.87 percent.  This is the highest the 30-year FRM has been since the week ending August 13, 2009 when it averaged 5.29 percent.

The 15-year FRM this week averaged 4.52 percent with an average 0.6 point, up from last week when it averaged 4.39 percent.  A year ago at this time, the 15-year FRM averaged 4.54 percent.  This is the highest the 15-year FRM has been since the week ending December 31, 2009, when it averaged 4.54 percent.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 4.25 percent this week,

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Rates

Rates

  • Ask each lender and broker for a list of its current mortgage interest rates and whether the rates being quoted are the lowest for that day
    or week.
  • Ask whether the rate is fixed or adjustable.

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Long-Term Mortgage Rates at Second Highest Level This Year

Long-Term Mortgage Rates at Second Highest Level This YearMcLean, VA – Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 5.08 percent with an average 0.7 point for the week ending April 1, 2010, up from last week when it averaged 4.99 percent.  Last year at this time, the 30-year FRM averaged 4.78 percent.

The 15-year FRM this week averaged 4.39 percent with an average 0.6 point, up slightly from last week when it averaged 4.34 percent.  A year ago at this time, the 15-year FRM averaged 4.52 percent.

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Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets (“HFA Hardest Hit Fund”)

Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets (“HFA Hardest Hit Fund”)On March 29, 2010, the Obama Administration announced a $600 million expansion of the HFA Hardest Hit Fund to support innovative housing-related measures to help families in states suffering from economic distress. While the first Hardest Hit Fund targeted five states with home price declines greater than 20 percent, the second Hardest Hit Fund will target five states with high concentrations of people living in economically distressed areas in which the unemployment rate exceeded 12 percent in 2009.

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Second Round of Assistance for Hardest Hit Housing Markets

Second Round of Assistance for Hardest Hit Housing MarketsSecond HFA Hardest Hit Fund to Help Address Urgent Problems Facing Families in States with Concentrated Areas of Economic Distress

Building on the first Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets (the “HFA Hardest Hit Fund”), the Administration announced an expansion of the initiative to target five additional states with high shares of their populations living in local areas of concentrated economic distress.  This second HFA Hardest Hit Fund will include up to $600 million

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